Know what you hold
See units and the relevant network for each supported asset. Keep crypto holdings distinct from fiat balances.
THE NEXORA MOBILE EXPERIENCE
Money Without Borders.
One connected experience, imagined screen by screen.
Your world, more connected
A complete view of the change
PAY. SEND. EXCHANGE. INVEST.
Your financial life is connected.
Your experience should be, too.
A balance becomes a payment. A payment supports a person. An account gives a growing business room to move. Nexora brings these moments into a common experience, with the details that matter at each step.
This is the mobile expression of that vision: a detailed walkthrough of all 15 major features and the proposed token listing programme.
Open the A4 concept paperTHE COMPLETE EXPERIENCE
Explore each feature through two screen concepts, a practical journey and the connections that bring it together.
A product vision, made visible. These are illustrative app screens, with fictional people, balances and activity. They explain planned experiences; no account, transfer, investment or token application can be created here.
A place for supported digital assets within your wider money experience. Nexora’s proposed wallet brings balances, asset information and eligible next steps together, while keeping custody and network details visible.
Read the full feature storyCrypto wallet + On-ramp / off-ramp + Token information
Your assets, in perspective
Know your asset
Concept screens · illustrative data · proposed experience
See units and the relevant network for each supported asset. Keep crypto holdings distinct from fiat balances.
Open an asset to see its available capabilities before choosing an eligible receive, transfer or conversion journey.
Identify the custody provider and the terms that apply to the asset, rather than assuming every balance has the same protection.
FROM INTENT TO NEXT STEP
Open the digital asset view and choose a supported asset.
Review its network, custody information and available actions.
Continue to an eligible wallet or conversion flow with the relevant details carried forward.
Custody is intended through an appropriately licensed partner. Assets, networks and availability are to be confirmed. Cryptoassets carry risk.
Work in one currency. Travel in another. Keep the money you hold organised in distinct balances, with a common place to see activity and decide whether to hold, exchange, spend or send.
Read the full feature storyMulti-currency wallet + FX + Cards + Payments
A world of possibilities
The details behind the number
Concept screens · illustrative data · proposed experience
Understand each currency on its own terms without losing sight of the broader account experience.
A balance connects to the receipts, payments and exchanges that explain how it changed.
Eligible products are accessible from the relevant balance, reducing the need to restart a journey.
FROM INTENT TO NEXT STEP
Select a supported currency from the wallet.
Review the balance and recent activity in that currency.
Move to an eligible payment, exchange or spending option.
Currencies, providers and account protections will be confirmed before launch. Separate currencies do not imply a single legal balance.
A virtual card concept for subscriptions, online purchases and digital everyday life. Bring the card, eligible funding balance and spending controls into the same experience.
Read the full feature storyConsumer account + Eligible wallet balance + Virtual card
Ready for your digital life
Your card. Your preferences.
Concept screens · illustrative data · proposed experience
View a virtual card associated with an eligible account, with sensitive details masked by default.
The intended experience puts supported freeze and spending settings alongside the card they affect.
Link available card activity to the account balance and merchant information supplied by the programme.
FROM INTENT TO NEXT STEP
Complete the checks required for an eligible card programme.
See the funding balance, card terms and available controls.
Use supported settings and review online card activity.
Issuance depends on an approved issuer and card network programme. Visa / Mastercard availability and market coverage are not confirmed.
A physical companion to the connected Nexora account. The proposed card programme connects eligible everyday and travel spending to the same balance view and card management experience.
Read the full feature storyPhysical card + Wallet + FX + Card controls
For wherever life happens
The story behind a purchase
Concept screens · illustrative data · proposed experience
A physical and virtual card can draw on the same eligible underlying account under the programme terms.
Review supported merchant and payment details from your phone after a purchase.
Keep programme-supported settings close, including a freeze option and the information needed if a card is lost.
FROM INTENT TO NEXT STEP
Review programme eligibility, terms and delivery options when available.
Spend through an accepted network using an eligible funding balance.
Review transaction information and manage supported card controls.
Card issuance, delivery, network acceptance, foreign exchange and controls depend on the approved programme and market.
A shared meal. A group plan. A little help at the right moment. The intended cardholder transfer journey puts an eligible Nexora recipient, the amount and a clear review in one place.
Read the full feature storyConsumer account + Wallet + Eligible Nexora cardholder
A closer connection
One last look
Concept screens · illustrative data · proposed experience
Choose an eligible Nexora cardholder and confirm the recipient details before proceeding.
Review the source balance, amount and any applicable charge together.
See the status information provided by the service and keep the transfer reference close.
FROM INTENT TO NEXT STEP
Choose an eligible recipient and source balance.
Check the amount, recipient and any applicable charges.
Confirm through the live service when available and view its status.
This proposed service is for eligible Nexora cardholders. It does not imply transfers to every third-party card or guaranteed instant delivery.
Pay an eligible local bank recipient through an available domestic payment scheme. Nexora’s intended flow connects recipient details, the payment reference and the funding balance without losing the local context.
Read the full feature storyLocal bank details + Wallet + Domestic payment route
An everyday connection
Clear before it leaves
Concept screens · illustrative data · proposed experience
Collect the domestic bank information required for the selected destination and scheme.
Keep the payment purpose and recipient reference with the transfer for easier reconciliation.
Present available timing and status information for the route, including relevant cut-offs.
FROM INTENT TO NEXT STEP
Enter and check the recipient’s local bank details.
Select the amount, source balance and reference.
Check applicable charges, route and expected timing before proceeding.
Supported markets, banks, schemes, charges and processing times depend on the local provider. Bank details in these screens are masked examples.
Start with the person at the other end. A planned cross-border remittance flow connects the sending amount, any exchange and the expected payout, so the recipient’s outcome stays in view.
Read the full feature storyWallet + FX quote + Cross-border route + Local payout
For the people who matter
Keep their outcome in view
Concept screens · illustrative data · proposed experience
Select a supported destination and the recipient details needed by its available payout route.
Understand the exchange rate, charges and expected receiving amount before confirming.
Bring available processing updates into the same place as the transfer reference.
FROM INTENT TO NEXT STEP
Select a supported destination, recipient and payout method.
Review the sending amount and expected payout in the receiving currency.
Continue through the available route and check service updates.
Destinations, recipient currencies and payout methods are illustrative. Rates and delivery estimates are not offers or guarantees.
Eligible receiving details can make a client or customer payment the start of a connected money journey. Dedicated and virtual IBAN arrangements help identify incoming funds and associate them with the right account.
Read the full feature storyReceiving details + Reconciliation + Multi-currency wallet
A local starting point
A clearer view of getting paid
Concept screens · illustrative data · proposed experience
See the applicable account holder, identifier and receiving instructions for the service.
Match available incoming-payment information with a customer, invoice or reference.
Move from a confirmed eligible balance to supported exchange, spending or payment options.
FROM INTENT TO NEXT STEP
Review eligible receiving details and permitted payment types.
Use the correct details and reference for the intended incoming payment.
Review the received payment and connect it with your account activity.
An IBAN or virtual IBAN is an identifier and does not necessarily represent a separate bank account. Examples are masked and cannot receive funds.
A dedicated euro payment journey for eligible accounts. Nexora’s proposed SEPA experience makes the available route, beneficiary details and expected processing visible before a payment moves.
Read the full feature storyEuro wallet + Eligible IBAN + SEPA payment route
A route across Europe
The right details, first
Concept screens · illustrative data · proposed experience
Use the account details and information required for an eligible SEPA transfer.
Distinguish a standard route from an instant option where both participating providers and the account support it.
Keep the amount, reference and available status together for follow-up.
FROM INTENT TO NEXT STEP
Choose an eligible euro balance and check the recipient details.
Review the available standard or instant route and its terms.
Confirm amount, reference, charges and expected processing.
SEPA Instant is subject to provider participation, recipient eligibility, limits and availability. No universal instant service is implied.
Some payments need an international banking route beyond local and SEPA services. The intended SWIFT flow organises beneficiary and bank information while making processing and charge arrangements part of the review.
Read the full feature storyBusiness or consumer account + FX + International banking route
Details for the wider journey
Know the route and the terms
Concept screens · illustrative data · proposed experience
Collect the recipient and bank details required for the selected international payment.
Show the available fee arrangement and clarify where intermediary or receiving-bank charges may apply.
Bring provider-supplied status and payment references into a consistent view.
FROM INTENT TO NEXT STEP
Enter the beneficiary, destination bank and required payment information.
Check currency, amount, charge arrangement and estimates.
Use available provider updates to understand the payment’s progress.
SWIFT is a messaging network used by banks. Availability, intermediary fees and settlement timing depend on the participating institutions and route.
Connect eligible fiat balances with supported cryptoassets through a clearly explained conversion journey. The proposed experience separates the money, asset, network and provider details that matter at each stage.
Read the full feature storyFiat wallet + Conversion provider + Supported crypto wallet
Make the connection
Every detail in perspective
Concept screens · illustrative data · proposed experience
Start with either a fiat-to-crypto or crypto-to-fiat journey and see which balance is involved.
Review the exact asset and supported network instead of relying on a token name alone.
Display the applicable provider quote and explain relevant transaction or network costs.
FROM INTENT TO NEXT STEP
Choose direction, source balance and a supported asset.
Review network, custody destination and provider information.
Check the live quote and fees before any conversion.
Quotes, assets and networks are subject to provider support. Digital assets can lose value, and network transfers may be irreversible.
Convert a supported balance when your plans change, or within an eligible spending or payment journey. Nexora’s intended FX experience keeps the rate, fee and resulting amount together.
Read the full feature storyMulti-currency wallet + FX quote + Payment or card use
New plans. New possibilities.
A complete view of the change
Concept screens · illustrative data · proposed experience
View the source and receiving currencies side by side, with the amount for each.
Check the applicable quote, its expiry and all disclosed charges before proceeding.
An exchange can feed an eligible balance, payment or card transaction rather than ending in a separate workflow.
FROM INTENT TO NEXT STEP
Select the source and destination currencies.
Inspect the rate, fee, total debit and receiving amount.
Continue to the supported balance or payment journey.
The rate and fee shown are arithmetic examples, not live pricing. Actual currencies, rates, fees and quote validity will be disclosed by the provider.
A proposed connection to eligible equities and funds through a licensed execution partner. Bring product information, available holdings and investment activity into view without blurring the difference between investing and everyday money.
Read the full feature storyEligible account + Licensed brokerage provider + Investment view
Explore before you decide
A considered perspective
Concept screens · illustrative data · proposed experience
Review instrument information, provider disclosures and material risks before considering an investment.
Keep investment holdings identifiable within the broader financial experience, with their own costs and protections.
See the details of a proposed order, including applicable charges and execution terms, before submission.
FROM INTENT TO NEXT STEP
Check eligibility and available instrument information.
Read costs, risk disclosures and the execution provider’s terms.
Inspect an order through the live brokerage service when available.
Capital is at risk. Instruments, execution, eligibility and protections depend on the brokerage provider. Screens use fictional products and show no performance promise.
A common home for the products you are eligible to use. The consumer account concept connects identity, preferences, balances and activity while making product access clear.
Read the full feature storyIdentity + Wallets + Cards + Payments + Eligible product access
Your world, more connected
Clarity from the beginning
Concept screens · illustrative data · proposed experience
Start with your available balances, product connections and recent account activity.
Identity checks, location and product terms determine which services and limits are available.
Keep security options, account information and supported notifications in an understandable place.
FROM INTENT TO NEXT STEP
Provide the information needed for identity and eligibility checks.
See the products available under the relevant provider terms.
Keep account details, preferences and activity in view.
Identity checks and product access vary by jurisdiction and provider. This concept does not open an account or collect identity documents.
A workspace for the people who manage your company’s money. The intended business account connects eligible balances, incoming funds and supplier payouts with roles, approvals and clear records.
Read the full feature storyBusiness identity + Team permissions + IBANs + Payment routes
Fictional business workspace
The right people. The right checks.
Concept screens · illustrative data · proposed experience
Distinguish preparation, approval and administration so the right people see the right actions.
Organise eligible supplier or bulk payouts with recipient details, currencies and references.
Use incoming and outgoing payment information to support reconciliation and shared oversight.
FROM INTENT TO NEXT STEP
Complete business checks and assign supported team roles.
Create a payment or batch with recipients, amounts and references.
Route the prepared items through the configured approval process.
Business eligibility, supported roles, approval policies, bulk payments and reporting depend on the provider and product configuration.
A considered path for new token projects to be reviewed for potential inclusion in the Nexora ecosystem. Discovery starts with project information; each custody, transfer or conversion capability requires its own review.
Read the full feature storyProject information + Asset review + Separately approved capabilities
Every project has a story
Clarity for each capability
Concept screens · illustrative data · proposed experience
Understand the purpose, documentation, distribution and people behind the project.
Identify the network and contract, with technical and eligibility information tied to the specific token.
An informational listing does not automatically make custody, conversion, transfers or trading available.
FROM INTENT TO NEXT STEP
Prepare project, token and network information for the proposed review process.
Evaluate technical compatibility, eligibility and material risks.
Publish clearly scoped capabilities only after the required approvals.
Programme in development; applications are not open. Project Atlas / ATLS is fictional. Listing is not an endorsement and does not guarantee liquidity, trading or returns.
MORE THAN INDIVIDUAL FEATURES
The value is in what happens between the features.
An eligible client payment reaches your receiving details. You see it in the relevant balance, review a currency exchange, then choose an eligible card or payment route.
Choose a supported recipient and destination. Review the sending amount, any conversion and the expected payout in one connected remittance journey.
Connect incoming funds and supplier payments with team roles. Prepare a payment batch, review recipient information and follow the configured approval process.
CLARITY IS PART OF THE DESIGN
One interface can connect different services. It should also make their differences clear.
Identity, business checks, location and product terms determine which features, limits and controls are available.
Banking, payments, custody and brokerage are intended through appropriately licensed providers. Provider identity and applicable protections will be explained before use.
Fees, timing, quotes and relevant risks belong in the journey. Deposits, e-money, cryptoassets and investments have different legal characteristics and protections.
A MORE CONNECTED FINANCIAL LIFE
Product vision · 15 core features · New token listings